Latest News and Blog Articles

Read the latest news from SMP Healthcare Insurance Brokers. Our knowledge and expertise has helped hundreds of consumers and companies with setting up and managing their private medical insurance policies. Find out more about the health insurance industry, the latest news, announcements and more.

Ovarian Cancer Awareness Month

Ovarian Cancer Awareness Month

March is the Ovarian Cancer Awareness Month. Target Ovarian Cancer is the UK’s leading charity and want to do everything they can to raise vital funds and awareness about this type of cancer. The pandemic has affected fundraising in many charities including this one.

Does health insurance cover you for cosmetic surgery?

Does health insurance cover you for cosmetic surgery?

Your Health Insurance is designed to cover you for the treatment of acute medical conditions. Cosmetic surgery does not fall into this category because you are choosing to have surgery or a medical procedure to change your appearance. The same ruling applies with Dental Insurance. Cosmetic Dental treatment is excluded under the terms and conditions of the policies available from our panel of providers.

The One Fund Cash Plan from The Exeter

The One Fund Cash Plan from The Exeter

There are 7 benefit categories and 7 cover levels. Each cover level gives you a pot of money that your employees can use towards everyday healthcare costs. Only 4 of the benefit categories have a maximum spend attached. Complementary therapies are not one of those categories.

What is a Stroke?

What is a Stroke?

Depending on your Health Insurance provider, you may have cover on your policy for rehabilitation once your initial treatment via the NHS has been completed. Insurers such as Vitality Health offer you rehabilitation of up to 21 days following a period on in-patient treatment. AXA Health also cover a short period of rehabilitation on their Business Health, Personal Health, InSpire and Health for You policies.

Health for You from AXA Health

Health for You from AXA Health

Are you looking for Personal Health Insurance? Let us tell you about the simple and low-cost Private Medical Insurance plan Health For You,  from AXA Health. Health For You is ideal if you are looking to keep your monthly premiums for Private Medical Insurance low. The Health For You plan is able to offer low premiums by offering a reduced hospital list. The hospitals available under this plan have been carefully selected. They will still offer you access to quality care and services nationwide at over 140 hospitals. Health Insurance benefits within the Health For You Core cover: In-patient and…

Early Retirement Health Insurance options

Early Retirement Health Insurance options

Let’s face it, who doesn’t want to save money! When you have taken early retirement and therefore lost your monthly salary, keeping track of your finances is important. Saving money on your Health Insurance premium might actually be easier than you think.

Save Money with the inSpire plan from AXA Health

Save Money with the inSpire plan from AXA Health

You may be surprised to learn that you can source cheap Health Insurance that still provides an adequate level of cover. However,  there are a number of plans available on the market that can deliver just this and the inSpire Health Plan from AXA Health is one of them. Importantly, this plan still offers you a great balance of benefits with a low price tag attached. Keep your Health Insurance costs low with the inSpire plan: The inSpire Health Plan offers access to two of the UK’s most well-known networks of private hospitals. To clarify, these are Spire Healthcare and…

CASH BACK on your Health Insurance

CASH BACK on your Health Insurance

We know the importance of finding a great value policy. To make it more accessible to all then we have introduced this offer for personal and business clients alike. We want you to be able to save money on your Health Insurance and hope that our cash back offer will make it a little more affordable for everyone.

Medical History Disregarded Underwriting

Medical History Disregarded Underwriting

When it comes to buying Health Insurance for your business, which underwriting can you choose? If you have a business with 15 or more employees then you could opt for Medical History Disregarded underwriting. This is also referred to as MHD. If you choose this underwriting type, your policy will cover pre-existing medical conditions. Why would you choose Medical History Disregarded Underwriting? When you buy Health Insurance as an individual or SME, MHD underwriting is not available. There are insurers who will offer this to company schemes of 15 or more main members, however it is more common in the…

Saving Money on your Health Insurance Renewal

Saving Money on your Health Insurance Renewal

No matter what insurance policy you have, you should receive your renewal invite in a timely manner. Your insurance provider should leave you enough time to consider your Health Insurance Renewal in detail and not leave you with a last minute panic decision to make. Let’s face it, none of us like reviewing any of our insurance policies and when it comes to private medical insurance this seems to be even more of an issue. If you have made claims in the past it does not mean that you cannot look elsewhere however, you do need to be aware of…