Read the latest news from Ascend Health. Our knowledge and expertise has helped hundreds of consumers and companies with setting up and managing their private medical insurance policies. Find out more about the health insurance industry, the latest news, announcements and more.
The benefit of private healthcare rewards
In the UK, over 11% of the population have private medical insurance. Private medical insurance is available to anyone in the UK. Whether you are an individual member, or a company owner with an SME group, or a corporate business. Private healthcare is a great benefit for you, your family or your employees. Find out more about policies that offer private healthcare rewards. You may not be aware that, in addition to healthcare, many insurers offer a range of private healthcare rewards. UK private medical insurers such as AXA, Bupa and Vitality all offer reward programmes. These are extra incentives…
Travel; will my PMI policy cover medical treatment abroad?
Are you someone who travels frequently for business or pleasure? Do you have private medical insurance in the UK? If you answer ‘yes’ to both questions, does your policy cover your medical treatment abroad? Historically, many health insurance policies offered you cover for emergency treatment abroad. This is not the same as travel insurance as they only offered a small monetary amount of cover. What options are available for medical treatment abroad? International private medical insurance Are you out of the UK for long periods of time? If so, An international private medical insurance policy could be the answer. These…
Health insurance for employees
Find out more about health insurance for employees, where you can buy it, what type of cover is available and whether it would be a good idea for your business. There are many different cover options available in the UK and you might be pleasantly surprised that the pricing starts very low indeed. There are cover options to suit every budget.
How private health insurance works
As the uptake in UK private health insurance is increasing, you may wonder how health insurance works? If you are new to health insurance, let us help you understand how it works in practical terms. It is important to remember that health insurance (also known as PMI) does not replace the NHS. Health insurance works alongside the NHS and the premium you pay will dictate the benefits and cover you receive. If you want to be able to have access to private treatment for everything, then you will need to buy a fully comprehensive policy. You may even need to…
What isn’t covered by private medical insurance
When you buy private medical insurance, all insurers are keen to let you know what is covered, however, do they make it clear what isn’t covered by private medical insurance? Yes, you can look through the small print, but do you understand what it means in reality? Personal medical exclusions on your private medical insurance When you buy a policy with full medical underwriting, your insurance provider will issue a certificate. On this certificate, any personal medical exclusions will be shown. The underwriters will have made this decision based on the application form you completed. Your personal medical history and…
The advantages of Private Healthcare
You may ask yourself about the advantages of private healthcare. Why do you even need a private medical insurance policy in the UK? We have the NHS – surely that provides you with all the hospital treatment you can ever need? Well, maybe it would be beneficial to think about your medical treatment in more detail. 5 major advantages of private healthcare: Choice of hospital/ consultant Speedy access to diagnostic testing Treatments and appointments at a time to suit you The latest drugs and technology A private room Choosing your hospital/facility or consultant Being able to choose where you…
Short-term international Health Insurance
So, you have made the decision to move abroad. There are a number of things you need to think about, including international health insurance. When you make your visa application, it is likely they will request proof that you have private cover for your health in place, prior to travel. Different countries have different stipulations, and you need to make sure that the policy you buy ticks all the relevant boxes. What is short-term international health insurance? April International UK have a policy available for a 1–12-month contract period. This is ideal if you are traveling for a shorter length…
About Tuberculosis
Find out more about tuberculosis, the symptoms treatment and how Benenden Health was created to help people suffering with TB back in 1905.
The World Health Organisation (WHO)
The World Health Organisation (WHO) was founded in 1948 and is a United Nations Agency. You will have heard about it on the news in recent years, especially relating to COVID 19. WHO has many elements and promotes health across the globe, working to ensure that everyone can attain the highest level of health. Made up of over 8000 professionals, it coordinates the world’s response to health emergencies. Which professionals are part of the World Health Organisation? Public Health experts Doctors Epidemiologists Scientists Managers The WHO website contains a wealth of information and fact sheets relating to a number of…
Business private medical insurance
Business private medical insurance is available to companies of all sizes. Working with a specialist health insurance broker gives you a little extra peace of mind when you buy a policy for your employees. Looking after the health of your staff and not paying for benefits you will not use is key.