Individual Health Insurance is a term relating to consumer policies. Your policy could be for a single, couple, single parent or family. The cost of your policy will depend on a number of things including:

  • Your age
  • Where you live
  • Smoking status
  • Medical History
  • Cover levels required
  • The excess level you choose

When you buy an individual health insurance policy, there are a number of factors to consider and a specialist broker can help you.

Policies are often modular and therefore you can tailor your cover for your own personal needs.

Pre-existing conditions may not be covered. The underwriting that you choose can make a difference.

 

Can anyone buy Private Medical Insurance?

Can anyone buy Private Medical Insurance?

With more and more people considering private medical insurance, the question ‘Can anyone buy private medical insurance?’ is often asked. For so long, people have perceived this to be a luxury purchase, but we no longer believe this is the case. In the UK, the NHS does a great job. For accident and emergency treatment, in fact, there is no better solution, but what about non-urgent medical treatment? As we have all seen, NHS waiting lists have increased around the country and show no signs of recovery. The stats about waiting lists are reported on the news every single day…

The importance of using a health insurance broker

The importance of using a health insurance broker

The importance of using a health insurance broker   What is the importance of using a health insurance broker? Well, a health insurance broker can find the best suited-medical insurance for your needs and budget, and there are at least 5 advantages for you not to source this on your own.   We are a human version of a cost comparison website. We have knowledge and expertise. We help you understand what a policy covers. We make sure you choose the right benefits and don’t pay for what you don’t need.   What is the importance of using a health…

Health for You from AXA Health

Health for You from AXA Health

Are you looking for Personal Health Insurance? Let us tell you about the simple and low-cost Private Medical Insurance plan Health For You,  from AXA Health. Health For You is ideal if you are looking to keep your monthly premiums for Private Medical Insurance low. The Health For You plan is able to offer low premiums by offering a reduced hospital list. The hospitals available under this plan have been carefully selected. They will still offer you access to quality care and services nationwide at over 140 hospitals. Health Insurance benefits within the Health For You Core cover: In-patient and…

Early Retirement Health Insurance options

Early Retirement Health Insurance options

Let’s face it, who doesn’t want to save money! When you have taken early retirement and therefore lost your monthly salary, keeping track of your finances is important. Saving money on your Health Insurance premium might actually be easier than you think.

What is the Best Health Insurance for your parents?

What is the Best Health Insurance for your parents?

We would recommend that everyone has a full market review when they are buying a health insurance policy. It doesn’t matter whether you are 18 or 80, a market review is the simple way to ensure you are getting a great deal. Whether your parents have a policy in place or are new to health insurance a market review lets you know what is available.

General & Medical Health Insurance plans

General & Medical Health Insurance plans

Why you could choose General & Medical for your Private Medical Insurance ? Up to two pre-existing medical conditions covered Wide range of plans to choose from Health and Wellbeing Support Services and Lifestyle Rewards Assigned a named Health & Care Support Specialist Private Maternity benefit No – No Claims Discount What private healthcare plans are available from General and Medical? General & Medical offer a range of Individual Healthcare plans, so you choose a plan is right for you and your family. This is something the team at SMP Healthcare Ltd can help you with. General & Medical offer…

Individual Health Insurance Plans in the UK

Individual Health Insurance Plans in the UK

Perhaps your decision to look at individual health insurance is due to the medical history of a family member or recent medical experiences of close friends. Whatever has made you decide to consider private health insurance, it is essential that you find the right policy from the start.