If you have a business or individual Private Medical Insurance policy that includes cover for therapies, one of the NICE (The National Institute for Health and Care Excellence) recognised therapies that you could have access to is Osteopathy. Treatment of your condition would be offered providing your condition is eligible for treatment under the terms and conditions of your policy. The General Osteopathic Council confirm that Osteopathy is a system of diagnosis and treatment for a wide range of medical conditions. It works with the structure and function of the body, and is based on the principle that the well-being…

A Cash Plan is a low cost, affordable way to for employers to let their staff know that they are appreciated and valued.  Providing cash back on a whole host of everyday healthcare costs, the rewards for implementing a Cash Plan are numerous. As an employer it is a great way to improve staff morale, improve well-being, reduce absenteeism and support your duty of care to those who work within your business. Schemes run from as few as 3 employees and offer many different plans and cover levels.  Corporate plans can be tailored to your requirements enabling you to choose…

It is surprising how many people actually do not know how to make a claim on their Private Medical Insurance and many call us to find out whether they can claim and how to do it; so we thought it may be a good idea to provide a helpful guideline. The claims procedure is always confirmed within your renewal or inception documents and we would recommend that you refer to these for clarification of the terms and conditions of your policy. If you do not follow the claims procedure you could find yourself with a shortfall in payment of medical…

Having read an interesting article in The Mail on Sunday 21st February 2016 by Jeff Prestridge, I have to say it made quite alarming reading and although there is truth in the fact that the cost of medical insurance increases year on year and that there has been a recent increase in the rate of Insurance Premium Tax and now we hear another .5% due. I thought it would be good to give a real life example using my own policy and giving you all exacting costs and confirming what I get for my money. Fact 1. On route to…

Did you know that there are as many as 7 million people in the UK that are living with undiagnosed high blood pressure (known medically as hypertension), without knowing that they are at risk of developing coronary heart disease or having a stoke? Neither did we, but these are the latest figures provided by the British Heart Foundation. The British Heart Foundation is an excellent website for learning more about high blood pressure, how to control the condition and more importantly the life-threatening complications high blood pressure can cause if left untreated. We have provided a link to their website…

The Health and Safety executive (HSE) have published figures relating to work related stress in Great Britain for 2015 which makes quite surprising reading. The sad thing is that many people are still embarrassed to admit to their colleagues or managers that stress, anxiety or depression is part of their lives yet within this survey the actual loss of working days in 2014/2015 for this condition was 9.9 million which is an alarming figure for both the employees suffering with the illness and the employer trying to keep their business running. https://www.hse.gov.uk/statistics/causdis/stress/stress.pdf What can you do as an employer to…

Did you realise that health insurance doesn’t have to be the high-priced luxury that only the wealthy can afford? The benefits to switch insurance policies are mentioned a lot these days but it never proves to be as hassle-free as the insurers suggest. Different insurance providers have varying criteria for switching to them and our knowledgeable team can guide you through the process. It is also a possibility that they do not realise the demands of everyday life, which takes up valuable free time, leaving little time to absorb the benefits a switch could offer. The switch process in reality can…

If you are looking for a Private Medical Insurance policy to cover you whilst  studying abroad then we are pleased to let you know about the Medicare Student International plan from April International UK.  This plan is available for students between the ages of 18 and 40. Cover periods from 1 to 12 months with the option to extend up to a 4 year period. You must be able to provide proof of enrollment in a university abroad to be eligible for this cover. The Independent provided an interesting article on why students travel abroad for their education and we…

Our business is focused specifically on the Healthcare Insurance market however, as a company we believe it is essential to put something back into our community. Each year we work with a local charity and do our best to raise money for them throughout the year. In 2015, Lianne Harrington of SMP Healthcare Ltd met with Richard and Nikki Bowdidge from The Tom Bowdidge Foundation and knew this was a truly worthwhile local charity who dedicate their time to raising money to support young people and teenagers suffering from cancer. The choice of charity for 2016 was easily made. Lianne…