If you have a private medical insurance policy which operates using a no-claims discount (NCD) system, you may ask yourself whether it’s worth protecting it by paying more if the insurer offers this option. The following points below will help you understand that advantages and disadvantages to protecting your no claims discount. Advantages of protecting your NCD No financial pressure not to claim – You’ve taken out private medical insurance for a reason, so that when you need medical treatment you can go privately. The last thing you want is to be deterred from making a claim due to the thought…

Walking is an excellent way to burn calories and provides a number of health benefits and even better, it doesn’t cost a penny. Sustrans, the UK charity that makes it easier for people to walk and cycle, advises that adults should take part in 2.5 hours of moderate activity per week, but current physical activity levels in the UK are low with only 40% if men and 28% of women meeting these minimum recommendations. With this in mind, we take a look at some simple tips as to how we can fit walking into our daily routine, helping us to…