If you own or manage a business in the UK, have you considered the value to you and your staff of a low cost, high reward optical policy from VSP Vison Care? VSP are a not-for-profit company with 60 years’ experience of helping people to see well and stay healthy. They operate in over 100 countries and have 80 million members worldwide. Are there different benefit levels from VSP? Yes, there are four different benefit levels available to you from VSP and the higher the plan you take, the higher of money back you can receive against the benefit sections….

An X-ray is a quick and painless imaging test used to produce images of the structures inside the body. It is a particularly useful way of looking at bones and can be used to help detect a range of conditions which can assist physicians diagnose and treat certain medical conditions. X-ray’s may be carried out by a number of healthcare professionals, such as dentists and chiropractors but are frequently carried out in a hospital by trained specialists called radiographers. How does an X-ray work? In order for an image to be produced, X-rays, a type of radiation, travel through the…

When you are due to have an operation and call to pre-authorise you treatment with your Private Medical Insurance provider, they may discuss with you the fees charged by either your consultant or anaesthetist.  Many people do not realise the extent to which the anaesthetist is involved with hospital procedures and we have therefore provided this brief guideline relating to what an anaesthetist is and what their role in your surgery may be. The Royal College of Anaesthetists is the professional body responsible for the specialty throughout the UK, and it ensures the quality of patient care through the maintenance…

Good news! There will be minimal increases for Private Medical Insurance policies with The Exeter until April 2018! The Exeter, a mutual healthcare and protection insurer, have launched a new incentive which is sure to please both current and new members. Policies sold on a Full Medical Underwriting or Standard Moratorium basis which are set to renew with The Exeter between the 1st May 2017 and 30th April 2018, will see a minimal increase in premium of just 3-4% due to the elimination of increases caused by medical inflation and claims! The price holding initiative is the latest major push…

The letters MRI stand for (Magnetic Resonance Imaging) and this diagnostic test is a type of scan which  uses magnets and radio waves to produce detailed pictures of the inside the body. These images can help medical professionals diagnose and monitor many different medical conditions. What parts of the body is an MRI suitable for? An MRI scan can be used to examine most parts of the body including  the: – brain and spinal cord – bones and joints – breasts heart and blood vessels – internal organs, such as the liver, womb or prostate gland What should I expect…

As an independent Health Insurance Intermediary it is great to be able to view the hospital facilities and diagnostics centers available to our clients. When LycaHealth announced they were going to hold a Workforce Wellness seminar in association with the International Stress Management Association (UK) on 2nd November I quickly booked my place. I would like to thank Dr Manpreet Gulati for holding what proved to be a most educational evening and I was pleased to see a huge level of interest and support from all who attended. With guest speakers Carole Spiers, Dr Marylin Glenville, Dr Kare Tang and…

What is a Diagnostic Test? A Diagnostic Test is a device or substance which medical professionals use in order to analyse or detect a disease or medical condition you may be suffering from. Diagnostic Testing can even be a great way to find out about a medical condition early, before it has time to develop into a serious problem. What Diagnostic Tests are there? There are a broad range of diagnostic tests your GP or Consultant may recommend in order to help them make as accurate a diagnosis as possible, but they can be placed into two key areas which…