Bupa Fundamental Health Insurance (BFHI), is a low cost entry level private medical insurance plan designed by Bupa for individual policyholders who are looking to purchase a lower-cost cover through an intermediary, like SMP Healthcare Ltd. What does the policy include? BFHI is a stand-alone product which covers eligible treatment as an in-patient or day-patient, with fixed out-patient allowances. The policy also includes Full cancer cover (unless NHS Cancer Cover Plus or No cancer cover is selected) and provides two out-patient consultations a year and a £350 monetary limit for out-patient therapies when following and related to eligible in-patient and…

If you are looking for International Private Medical Insurance for your business (not to be confused with regular travel insurance) then why not consider a policy with April International UK who are a specialist provider when it comes to the International healthcare market. What can April International offer as added value? There are three key elements of the April International UK policy that offer a unique combination of benefits that provide additional peace of mind. Red24 The Blood Care Foundation Best Doctors Red24 This element of the policy means that the cost of EMERGENCY NON-MEDICAL evacuation by any means of…

Increasing your fibre intake can have major benefits for your health, it can reduce your risk of heart disease, diabetes and some cancers, and also help weight control. According to government guidelines, it is recommended that adults aged 17 and over should eat 30g of fibre a day, but on average we are only consuming about 18g a day. So, if you happen to be having trouble meeting your daily fibre requirement try these 8 simple tips, all of which can help you to increase your fibre intake. Choose a high fibre breakfast cereal e.g. bran flakes, or porridge Go…

If you have a business or are responsible for the health insurance requirements for the staff of a company with 100 or more then Cigna are able to offer the comprehensive business cover called CompanyHealth. What is CompanyHealth? Cigna offer this fully comprehensive private health insurance cover with a wide choice of benefit options and this is supported by their care management approach. CompanyHealth provides your business with the options to: Choose the cancer, cardiac and psychiatric cover to meet your needs Select from additional health plan cover options such as NHS cash and maternity cash Get access to all…

When Private Medical Insurers calculate your premium at renewal there are a number of factors that are taken into consideration these can include: Age Private Medical Insurance premiums do increase with age as statistically, people advanced in years are more likely to need medical treatment compared to younger people. As people age, they become more susceptible to illness or disease, which means an increased reliance on healthcare services, both privately and on the NHS. Insurance companies take this into consideration when calculating your premium at renewal. Many insurers have annual age band increments, meaning your premiums will rise each year…

The Permanent Health Company (PHC) are one of the smaller providers of healthcare insurance in the UK market however, they are now a member of the Global AXA group and their health insurance policies are underwritten wholly by AXA PPP Healthcare Ltd. Offering their business and corporate clients great levels of customer service and expert assistance when it comes to making claims on their policy, The PHC are a flexible provider of healthcare insurance. What plans do The PHC offer? HealthCover4Life – Plan 1, 2, 3 and 4 with the options of removing cover for mental health/psychiatric cover or adding…

Fruit and Vegetables are full of vitamins, minerals and fibre which help keep our bodies in good condition, they also contain potassium, which helps to balance out the negative effects of salt which has a direct effect on our blood pressure, helping to lower it. Blood Pressure UK, the UK charity dedicated to lowering the nation’s blood pressure to prevent disability and death from stroke and heart disease, have provided 7 easy ways which can help us all to increase our fruit and vegetable intake to help lower our blood pressure. Add a handful of berries or stewed fruit to…